choose the best insurance is something that is very important most employers only offer one or two health plans as options. On the individual insurance market, you're likely to face dozens.
-The cost of the basics Just as it doesn't make sense to want a luxury car with a monthly payment you can't afford, there's not much point in thinking about a Cadillac insurance policy with a high monthly premium if your budget can't handle it. It would be more practical, if you're relatively young and healthy
-Provider networks Provider networks. If you have a primary care physician and favorite specialists you like, be sure they participate in the plan's network. Policies generally cover a lower share of the cost of out-of-network care—or not cover it at all.
-Annual limits on coverage and services. Thanks to health reform, annual dollar limits on coverage will disappear by 2014, but for now, any individual policy you buy cannot have a limit lower than $750,000
-Getting help. You can plow through individual health insurance policies available in your part of the state,
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